Qanday yordam bera olamiz?

Kafil Sug'urta xizmatlari bo'yicha eng ko'p beriladigan savollarga aniq va tushunarli javoblar to'plami.

No. Mandatory insurance services may only be provided by insurance companies that hold a special license issued by the authorized state body.
For mandatory insurance products, tariffs are established by the legislation of the Republic of Uzbekistan. Tariffs for voluntary insurance products are determined according to the company’s tariff policy.
Mandatory insurance is required by law. For example, if a vehicle owner does not have mandatory civil liability insurance, this is considered a violation of legal requirements. Voluntary insurance, by contrast, is purchased at the discretion of the individual and is not legally required.
The amount of payouts and liability limits may vary depending on current legislation and the terms of the insurance policy. These limits are typically established by state authorities and regulated by applicable legal acts.
A limited OSAGO policy specifies the exact drivers allowed to operate the vehicle. Only those included in the policy may drive the car. An unlimited OSAGO policy allows any driver with a valid driving license to operate the vehicle. This option provides more flexibility, but the premium is usually higher.
OSAGO generally covers: medical expenses of injured parties; repair costs for third-party property; compensation for loss of working capacity; other related expenses предусмотренные by law and policy terms.
You should call the police to formalize the accident report and notify the insurance company about the incident as soon as possible.
The status of a claim can usually be checked by calling the short number provided by the insurance company or by tracking it through the personal account.
Usually, the following documents are required: an insurance claim application; a police report or certificate; a damage assessment report prepared by a licensed appraiser. For the full and exact list of required documents, it is recommended to contact the call center.
If a traffic accident occurs, it is important to immediately inform the competent authorities and then contact the insurance company to submit a compensation claim.
According to the provided terms: 28,000,000 UZS — compensation for damage caused to another vehicle or property; 52,000,000 UZS — compensation for damage caused to life or health.
OSAGO offers several practical benefits: the electronic policy can be presented directly from a smartphone; purchase, renewal, and policy updates are available fully online; 24/7 support is available in case of an accident or for general consultation.
OSAGO is mandatory third-party motor liability insurance for vehicle owners. It covers situations where the driver is at fault in a road accident and must compensate third parties for the damage caused. Under the legislation of the Republic of Uzbekistan, OSAGO is compulsory for every vehicle owner. Driving without a valid OSAGO policy may result in a fine.